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SoCal Mortgage lender

Empowered by nexa mortgage

SoCal Mortgage lender Empowered by nexa mortgageSoCal Mortgage lender Empowered by nexa mortgageSoCal Mortgage lender Empowered by nexa mortgage
  • Home
  • Our Services
  • Mortgage Calculators
  • Homes For Sale
  • Apply now

ALL IN ONE LOAN

What is an All In One Loan?

The All in One loan is a loan that offers unique opportunities and options to qualified borrowers. This loan is exclusively offered by one lender, CMG Home Loans, and their partnering brokers. This loan combines the borrowers mortgage and personal banking with the goal of having the loan paid off in only 8-12 years. This loan also doubles as a line of credit that the borrower can use for any purpose. This loan typically has a higher interest rate but capitalizes on the structure of the loan to have the borrower paid off faster, therefore reducing the time spent and interest paid on the loan.

Calculate my savings

How does it work?

Qualifications for an All in One Loan include:

  • Max DTI of 43%
  • A loan to value ratio no greater than 80% for qualifying borrowers
  • Credit score of at least 700


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